By Matthew Keegan | On December 14, 2005 | In Credit | Rated 
Have you checked your credit card statement lately? No, have you really examined it, looked at the Annual Percentage Rate {APR} and read the fine print on the back of the statement? If you have not, do so today, but be prepared: you may be in for the shock of your life.
By Matthew Keegan | On December 14, 2005 | In Credit | Rated
Don’t let them fool you. All those solicitations you receive in the mail for credit card applications are meant to reel you in and hook you. Big time. In addition, new bankruptcy laws in the US and higher monthly minimum payment requirements are in place to help stem defaults on loans and to force consumers to pay down debt quicker. All of this sounds great, but credit card companies want to keep you in debt as long as possible. Please read on for all the stimulating details.
By Matthew Keegan | On December 13, 2005 | In Credit | Rated
If you were to tell someone that they can have a certain item for free, more than likely their response would be, “what’s the catch?” In the case of credit reports there is no catch, you can now get a free copy of this report through the three credit reporting agencies: Equifax, TransUnions, and Experian. Let’s take a look at the law and how you can benefit from it.
By Ed Vegliante | On December 1, 2005 | In Credit | Rated
If you are carrying a balance on one or more credit cards you already have, you may want to think seriously about applying for a new 0% balance transfer credit card offer. Now you may be wondering how an issuer can possibly offer 0% balance transfers on credit cards, but it’s true. Many leading banks offer interest free balance transfers.
By Carrie Reeder | On November 24, 2005 | In Credit | Rated
Home loans may seem like a bad idea for people with bad credit, but there are times when a home loan can help your credit score and your budget. To know if a home loan is best for you, consider factors such as your current financial situation, current rent payment, and future goals.
By Carrie Reeder | On November 24, 2005 | In Credit | Rated
Financing and buying a home can help improve your financial situations, especially if you have a bad credit history. Adding a mortgage payment to your monthly expenses seems like a mistake if you are having financial difficulties, but in the long run a mortgage can save you money on your living expenses.
By Carrie Reeder | On November 24, 2005 | In Credit | Rated
Home loans for people with poor credit demand that you understand the requirements for a subprime mortgage loan to get the best rates and terms. By satisfying the requirements, you can be assured of securing a subprime mortgage to buy a home.
By Carrie Reeder | On November 24, 2005 | In Credit | Rated
When applying for a mortgage loan when you have a bad credit history. There are a few things you should know about your FICO score that will help you know what to expect from mortgage lenders.
|
